TELCO offers both First Mortgages and Home Equity loans.

Conventional Fixed Rate Mortgages are available on 15, 20 and 30 year terms for the purchase or refinancing of owner-occupied primary residences or second homes.

TELCO’s Adjustable Rate Mortgage ( ARM ) loans feature annual and lifetime interest rate caps. Plus an ARM can provide you with more flexible terms, lower initial interest rates, lower monthly payments, which allow you to buy more house for the money.

First Mortgage*

Easy pre-qualification, custom rates, and expert advice to guide you through the home loan process.

Home Equity Loans

A “line of credit” secured by the equity in your home.

*Property for First Mortgage and Home Equity loans must be located in North Carolina