Open an Account
Apply for a Loan
Make a Loan Payment
Signature (Personal) Loans
Telco can loan you up to $20,000 depending upon your credit. We also offer a Personal Line of Credit up to $20,000.
Key Features
- A Paper (750+ beacon score): Maximum amount $20,000.00
- A Paper (700-749): Maximum amount $15,000.00
- B Paper (675-699): Maximum amount $10,000.00
- C Paper (650-674): Maximum amount $7,500.00
- D & E Paper (000-649): Maximum amount $5,500.00
Key Benefits
- No collateral needed
- Interest rate based on credit history to offer better rates for better credit
Requirements
- Telco member
- Worked at current job at least 6 months
- Established credit
- Work 25 hours per week
*Annual Percentage Rate
APR* Loans
| Term | Rate |
|---|---|
| New Auto* | 3.09% - 15.50% |
| Used Auto* | 3.09% - 15.50% |
| Signature* | 7.50% - 16.00% |
| Visa Card | 9.99% - 22.99% |
| Insurance | 9.00% |
| ODLOP | 16.00% |
| Credit Builder | 16.00% |
| New RV | 4.95 %- 11.50% |
| Used RV | 5.25% - 12.50% |
| New Boat/Jetski | 4.95% - 10.00% |
| Used Boat/Jetski | 5.50% - 10.00% |
| New Motorcycle | 6.70% - 10.50% |
| Used Motorcycle | 8.60% - 11.25% |
| New ATV | 4.95% - 8.75% |
| Used ATV | 8.60% - 11.25% |
| Share Loan | 2.25% - 2.75% |
| Home Equity - Variable | 5.00% |
| Home Equity - Fixed | 3.00% - 3.75% |