Credit Builder Loans

Key Features

  • Gives you a chance to get a loan
  • Earn interest on money that is on hold
  • Encourages saving
  • Helps members with no credit to establish credit

Key Benefits

  • Helps establish credit
  • Builds trust & honesty with Telco
  • 4 Steps to credit builder

Requirements

  • Telco member
  • Permanent employment
  • Established credit
  • Work at least 25 hours per week
  • Must have established Share Draft Checking with Telco for a minimum of 3 months

*Annual Percentage Rate

APR* Loans

TermRate
New Auto*2.59% - 15.00%
Used Auto*2.59% - 15.00%
Signature*7.50% - 16.00%
Visa Card9.99% - 22.99%
Insurance9.00%
ODLOP16.00%
Credit Builder16.00%
New RV4.95 %- 11.50%
Used RV5.25% - 12.50%
New Boat/Jetski4.95% - 10.00%
Used Boat/Jetski5.50% - 10.00%
New Motorcycle6.70% - 10.50%
Used Motorcycle8.60% - 11.25%
New ATV4.95% - 8.75%
Used ATV8.60% - 11.25%
Share Loan2.25% - 2.75%
Home Equity - Variable5.00%
Home Equity - Fixed3.00% - 3.75%
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