Certificates of Deposits (CDs)
Earn a guaranteed dividend rate on your investment. Telco has competitive dividends, which means you earn more. We offer short and long-term certificates, each tailored to meet your financial goals. Plus, you can save time with automatic renewal at maturity.
Key Features
- No fee unless withdrawal before maturity date (penalty is paid for early withdrawal)
- 5 day grace period (calendar days) for withdrawal
- Interest earned monthly
Key Benefits
- Earns you money
Requirements
- Member of Telco Credit Union
- Must complete CD application
- Minimum deposit of $1000.00
Share Accounts
Type | Rate | APY |
---|---|---|
Share Savings | .01 | .01 |
IRA | .01 | .01 |
Checking | .00 | .00 |
Money Markets | .05 | .05 |
Certificates
Months | Rate | APY |
---|---|---|
6 | 4.50 | 4.59 |
12 | 4.25 | 4.33 |
18 | 3.25 | 3.30 |
24 | 2.80 | 2.84 |
30 | 2.35 | 2.38 |
48 | 2.50 | 2.53 |
60 | 2.55 | 2.58 |