Secured Loans
Key Features
- Stock Loans: 80% of market value of Sprint stock; 75% of other stocks listed on the NY stock exchange
- Insurance Policy Loans: may borrow full amount of policy loan value with proper paperwork
- Shared secured Loans: pledge shares as collateral
Key Benefits
- Easy: being able to borrow against an asset
- No hassle determining value
- Great rates
Requirements
- Telco member
- Stocks
- Life insurance policy
*Annual Percentage Rate
APR* Loans
| Term | Rate |
|---|---|
| New Auto* | 2.59% - 15.00% |
| Used Auto* | 2.59% - 15.00% |
| Signature* | 7.50% - 16.00% |
| Visa Card | 9.99% - 22.99% |
| Insurance | 9.00% |
| ODLOP | 16.00% |
| Credit Builder | 16.00% |
| New RV | 4.95 %- 11.50% |
| Used RV | 5.25% - 12.50% |
| New Boat/Jetski | 4.95% - 10.00% |
| Used Boat/Jetski | 5.50% - 10.00% |
| New Motorcycle | 6.70% - 10.50% |
| Used Motorcycle | 8.60% - 11.25% |
| New ATV | 4.95% - 8.75% |
| Used ATV | 8.60% - 11.25% |
| Share Loan | 2.25% - 2.75% |
| Home Equity - Variable | 5.00% |
| Home Equity - Fixed | 3.00% - 3.75% |