Telco Credit Union is a full service not-for-profit financial institution serving over 10,000 members. Serving areas around Tarboro, Rocky Mount, Greenville, North Carolina and the surrounding regions, our sound financial principles and maximum service and opportunities for our member/owners will surprise you. Since 1941, Telco has served its members, whose profits are returned and reflected in our ability to pay higher dividends on savings, offer lower interest rates on loans, and provide expanded products and services at less cost.
As a full service financial credit union, we offer many services. First, no matter what your saving needs are, Telco has got you covered. We offer a wide selection of accounts to meet your every need, including personal savings account, money market accounts, certificates, retirement options, and more.
For share savings, we offer no monthly fees and competitive dividend rates. For share draft checking, you can count on no minimum balance on an interest bearing account with overdraft protection. We require no monthly fees when it comes to our money market funds, plus dividends that are compounded quarterly with no service charge. For IRA shares and certificate accounts, we don’t charge monthly fees, and you can earn interest from your IRAs. You’ll notice there are higher rates of return for our certificates of deposits, plus earned monthly interest. And when it comes to direct deposit, we offer convenient ways to deposit and make payments automatically.
Our goal at Telco is to guide you to financial freedom and security. We offer many different types of loans to help you get what you want. When it comes to auto loans, we offer excellent rates and a variety of options with loan protection. We also offer a variety of payment options and offer loan protection as well. For secured loans, these are easy and come with no hassle at great rates. Telco also offers Visa credit cards, and you won’t have to pay online fees. For credit builder loans, there’s a higher rate of return with earned monthly interest. The signature loans we offer are based on credit history, and require no collateral loans.
We also offer mortgages available on 15, 20, and 30 year terms, which feature annual and lifetime interest rate caps. Our Adjustable Rate Mortgage can provide you with more flexible terms, lower initial interest rates, and lower monthly payments. For first mortgages, we offer easy pre-qualification, custom rates, and expert advice to guide you through the home loan process. For home equity loans, a “line of credit” is secured by the equity in your home.
With so many services, Telco Credit Union can help with all your financial needs. Serving Eastern North Carolina, Telco has got you covered. Contact us today!