Free Kasasa Cash Checking


  • Free checking that pays high dividends
    • 5.25% APY* on balances up to and including $25,000
    • 5.25% to 1.25% APY on balances over $25,000 depending on balance in account*
    • 0.05% APY* on all balances if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Links to free Kasasa Saver® to build savings automatically
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Free Mastercard® debit card
  • $25 minimum deposit to open


Earning Your Rewards is Simple


It’s so simple to qualify for your Kasasa® rewards that you’re probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash checking account during each Monthly Qualification Cycle:


  • At least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking


That’s it. Even if you don’t meet your qualifications during the cycle, your account is still free. Plus, you’ll still earn our base dividend rate. And you can get right back to earning your full rewards the very next month.


*Kasasa Cash Disclaimer