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Credit Builder Loans

Let Telco help you build your credit score through series of 4 loans which are incrementally larger.

Key Features

  • Gives you a chance to get a loan
  • Earn interest on money that is on hold
  • Encourages saving
  • Helps members with no credit to establish credit

Key Benefits

  • Helps establish credit
  • Builds trust & honesty with Telco
  • 4 Steps to credit builder

Requirements

  • Telco member
  • Permanent employment
  • Established credit
  • Work at least 25 hours per week
  • Must have established Share Draft Checking with Telco for a minimum of 3 months

*Annual Percentage Rate

APR* Loans

TermRate
New Auto*5.70% - 15.50%
Used Auto*6.05% - 15.50%
Signature*7.50% - 16.00%
Visa Card9.99% - 22.99%
Insurance9.00%
ODLOP15.50%
Credit Builder15.50%
New RV5.65%- 12.20%
Used RV5.95% - 13.20%
New Boat/Jetski5.65% - 10.70%
Used Boat/Jetski6.20% - 10.70%
New Motorcycle7.40% - 11.20%
Used Motorcycle9.30% - 11.95%
New ATV5.65% - 9.45%
Used ATV9.30% - 11.95%
Share Loan2.25% - 2.75%
Home Equity - VariablePrime - 1%
Home Equity - Fixed7.00% - 7.50%